What is Debt Negotiation?

Debt Negotiation:

• Involves the negotiation of past-due credit accounts for less than the outstanding balance.
• Is an opportunity to repay creditors on favorable terms and in a relatively short time.
• Is an alternative to struggling with minimum payments to creditors for extended periods of time.
• Can be an alternative to bankruptcy.
• May allow a creditor to forgive a portion of the debt owed to settle the account now.
• Is an opportunity for creditors to collect from consumers who might otherwise declare bankruptcy and avoid repayment of the outstanding balance

Progress Law Debt Negotiation – Why is it a good option?

• Progress Law settles debt at an average of 50% of the debt balance, saving you approximately half of what you owe to the creditors (your results may vary, and you may pay substantially more).
• Creditor harassment is minimized. Progress Law can help to stop or reduce annoying collection calls.
• Progress Law can help you to get off of the debt merry-go-round and begin a life of saving rather than paying high-interest debt and monthly payments.
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Debt negotiation is an effective tool to resolve delinquent unsecured debt. Our negotiators work with major creditors, banks, debt buyers, credit card issuers, third party collection agencies, and collection law firms. It is through our many years of experience that we understand the collection cycle and the way creditors operate. We use this knowledge along with the relationships and contacts that we have built to reach arrangements for repayment that satisfy both the creditor and you. We contact each creditor with a cease-and-desist letter and demand that they contact us rather than bothering you with collection efforts.

Each month, our negotiators watch your dedicated account balance, creditor’s action, and debt balances. We create a plan and then prioritize and target your debts. Many methods are used to determine the priority and order of settlement; no two creditors are the same and we often approach them differently and at different times. Through our experience, we have learned when to contact a creditor and when NOT to contact a creditor. There are also many “squeaky wheel” creditors that must be handled in certain ways. We know what to say to them and when to say it. We understand which creditors tend to be more aggressive in their collection efforts and which have a loud bark but no bite.

The great news is that by allowing Progress Law to work on your behalf, you do not have to know the science of dealing with creditors, collection agencies and law firms; this is our job, not yours. We enjoy it and do it very well!

In short, it is our job to resolve or settle your debt as quickly as possible and to get your debt balances lowered by as much as possible. Give us a call today so we can discuss your situation and learn what options may be best for you.

Please Note:

You will pay ZERO advance legal fees for our Debt Negotiation Program. We will not collect any money from you until we have delivered a positive result. We will negotiate with your creditors and bring you settlements that you may either approve or deny. We will have earned our pay only after you have accepted the settlement and after a payment has been made to the creditor. This means that you will have access to an experienced attorney in your state without having to pay an up-front retainer fee!

Find out what your options are TODAY by consulting with a licensed professional at Progress Law for FREE.

“Believe you can and you’re halfway there.”

– Theodore Roosevelt

Request a consultation for a personalized solution to help resolve your debts.

We inform you of the pricing on most services, so there are no billing surprises.

An online case management system allows you to see the progress and details of your case.

PAID ATTORNEY ADVERTISEMENT.

This website is an advertisement.

Progress Law LLC is a law firm, is not affiliated with any governmental agency, quasi-governmental agency, or charitable organization. The law firm and its attorneys are designated as a Debt Relief Agency. It is not a lawyer referral service or prepaid legal services plan. The attorney responsible for the content of this site is Lisa Owings, with an address of 491 Brown Street Akron, OH 44311.

No statements on this website are intended to state, imply, or suggest or convey any guarantee, warranty, or prediction regarding the outcome of any legal matter. The information on this website is not legal advice and does not take the place of consulting with a lawyer. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship. Photographs do not depict actual clients or attorneys.

Nothing in this website is to be construed as an offer for legal services. Legal services are only offered once a Progress Law LLC attorney has reviewed the specific facts of a case, indicates a willingness to accept a representation, and signs a written legal services agreement. Services are not offered in all states.

THIS IS AN ADVERTISEMENT. Hiring a lawyer is an important process that should not be based solely on any advertisement. Anyone considering a lawyer should independently investigate the lawyer’s credentials and ability and should not rely upon advertisements or self-proclaimed expertise.

Read and understand all materials prior to enrollment. Our representation is not suitable for everyone, and some are or will be unable to successfully complete our settlement program. We do not assume your debts, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice or credit repair services. Please contact a tax professional to discuss potential tax consequences of any debt resolution.

Stated results are illustrative only and not typical of the results you should expect. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time and your results will likely vary.